We have over 15 years of experience.

  • Tel: +91-76800 99854

  • Email: info@bhavithasrichits.com

  • Bhavithasri chit funds

  • Hanamkonda, Warangal, India


  • What are the benefits of a chit fund?
    • Chit fund is a unique financial concept, which has flexibility to borrow or save. By paying one-month installment amount, a person can get to borrow from the chit value, by offering a discount not exceeding the maximum limit ascertained in the chit agreement.

      In a chit value of Rs.100000/- for a period of 50 months, first the subscriber can get an amount of 60000/-by paying only Rs.2000/- and remaining installments he pays over a period of 50 months. The rate of borrowing is much cheaper than several other financial schemes.

      The non prized subscriber who is a saving member upto the last installments gets dividend which is comparatively higher than the interest that are accrued by way of Recurring Deposit Schemes. 

      The purpose of drawing the prized amount need not be disclosed. It can be used for any need by the member for Example: House construction, Marriage, Education, Expansion of business, buy a Computer or any other purpose at his discretion.

  • How safe is my money with Kapil Chit Funds?
    • Safety of one’s money in the hands of another person depends on the honesty and integrity of the person managing your funds. BhavithaSri Chits Funds working history of over 21 years reveals that they have not defaulted in repayment of any person’s money. In stray cases of delayed payments, interest for delay has been paid in all cases.

    • Anyone who has a regular source of income and the capacity to repay can apply for membership.

    • There is always a need to secure oneself for Future requirements especially when there is no social security system in the country. One has the compulsion to think of contingencies of future such as for Health, Property, Marriage or for any other type such as Future business investments. etc. That is to SAVE safely with maximum returns that suit the timing of one’s needs The best part in chit fund is that unlike the other sources of investments such as BANKS or any other investment, in which one can get back what one has invested; in chit fund you can borrow from your future savings.